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Get Now, Pay Later

Explore Pay-Over-Time Financing Options

Our financing makes it easy for you to afford the products you love.

Invest In Your Evenings Effortlessly

Elevate Your Space With Shop Pay

The best conversations happen around the fire. Designing a space that draws people together is a true investment in how you want to live. Firepits Direct has partnered with Shop Pay to make bringing that warmth home completely effortless. Ignite the ambiance today and gracefully pace the investment to fit the natural rhythm of your life.

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Flexible Payments

Split your purchase into 4 interest-free biweekly payments, or choose monthly installments on larger purchases.

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Instant Decision

Apply in seconds at checkout and get a decision right away - without affecting your credit score.

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Transparent Pricing

No hidden fees, no late fees, and you’ll always see the total cost upfront before you commit.*

What You Need To Get Started With Shop Pay

Shop Pay is available to eligible U.S. customers who are 18 years or older and have a valid U.S. billing and shipping address. A mobile number is required for secure identity verification at checkout, along with a valid debit or credit card linked to your Shop Pay account.

How To Finance Your Fire Pit

Couple smiling and sitting beside a lit Firepits Direct round bowl fire pit on a contemporary outdoor patio Couple smiling and sitting beside a lit Firepits Direct round bowl fire pit on a contemporary outdoor patio

1. Shop & Select

Add your fire pit, media, and accessories to your cart. Select Shop Pay at checkout.

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2. Pick Your Plan

Choose the payment plan that works for you. Shop Pay offers options for 4 biweekly payments or longer-term monthly installments.

Man and woman standing beside a round fire pit on a desert patio — finance your outdoor fire pit with easy monthly payments Man and woman standing beside a round fire pit on a desert patio — finance your outdoor fire pit with easy monthly payments

3. Complete Your Order

Once confirmed, your order is processed by our team. You’ll receive convenient reminders via text and email to manage your payments easily.

Frequently Asked questions

How are returns and refunds handled for fire pits?

If you need to return your fire pit or components, our standard Firepits Direct return policy will guide the process. After we receive and approve your return, Affirm will be notified to adjust your loan balance or issue the appropriate refund. We recommend continuing your scheduled payments until you receive official confirmation that your Shop Pay account has been updated.

Can I settle my fire pit balance before the plan ends?

You are welcome to pay off your balance early at any time with no prepayment penalties or hidden fees. By settling your installment plan sooner, you may reduce the total interest paid on your high-end fire table or burner system. Simply log in to your account to make an extra payment whenever it suits your budget.

What types of payment are accepted for my plan?

To keep things simple, Shop Pay Installments requires a valid U.S. debit or credit card for all payment plans. Please be aware that prepaid cards cannot be used to set up or pay for your installments. Using a standard bank-linked card ensures your automatic payments are processed on time, every time.

Will checking my eligibility hurt my credit?

Checking your eligibility is a "soft" credit pull, so it will not hurt your credit score in any way. You can browse our collection and see your potential payment options with total peace of mind. Only if you choose a monthly plan and finalize the loan might Affirm report payment history to credit bureaus, but the initial check is completely safe.

*Legal Disclosure: Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.